Most people have never experienced the damage caused by fire, tornado, or water- or the detailed and lengthy process when dealing with the insurance company after a loss.
You have put a lot into your home, and have trusted your insurer to financially protect it. You have homeowners insurance for a reason- to cover the cost of unforeseen events that damage your property.
Now that it is time to make use of the policy, make sure it is done right.
Why you Need a Public Adjuster... Am I doing the right thing? Am I getting what I deserve from my insurance company? What have I missed?
You just want things to be back to normal. The process is confusing, the language difficult, and the details endless. It's your responsibility to document and prove your claim to the insurance company, either by yourself or with the aid of a public adjuster.
A word about contractors: Restoration companies and Building Contractors exist to get paid to complete their job only (Clean, build, restore, repair). They get paid for doing this- they do not get paid for having anything to do with settling insurance claims.
Why are they knocking on your door offering to "help" with your insurance claim? Your insurer may have told them about your situation. Insurance companies like contractors to be involved since it ends up costing them less. Contractors are happy since they make a lot of money. The problem is that your interest is not their interest. Your interest is not being addressed when you have contractors settling your claim- and it ends up costing you a lot of money.
